Our Financial Services

Comprehensive funding solutions tailored for South African businesses

Expert Funding for Every Business Need

At Overflow, we provide a diverse range of financial solutions designed to meet the unique needs of South African businesses, ensuring that every funding requirement is expertly addressed.

Merchant Cash Advance

Get access to unsecured cash injection of up to one month’s turnover within 48 hours.

Amount: Up to 1 month turnover

Terms: 3 to 12 months

Pricing: 2 to 5% per month

Turnaround: 24-48 Hours

Shari'ah Compliant Finance

Interest-free business funding certified by Standard Bank Shari’ah Banking, following Wakalah principles.

Amount: Up to 1 month turnover

Terms: 3 to 12 months

Pricing:Score-based application

Turnaround: 24-48 Hours

Medical Practice Finance

Tailored funding for healthcare professionals with repayments aligned to medical aid claims.

Amount: Up to 200% monthly turnover

Terms: 3 to 18 months

Pricing:Score-based application

Turnaround: 24-48 Hours

Bridging Finance

Capital injection with 90-day payment break, then choose settlement or MCA transition.

Payment Break: 90 Days

Min Trading: 3 Years

Min Turnover: R3 Million

Settlement: 12% Fixed markup

Line of Credit

Flexible cashflow improvement up to R5 million. Pay only for what you use when you use it.

Maximum: R5 Million

Usage: Pay as you use

Flexibility: On-demand access

Cost: Per withdrawal

Asset Finance

Flexible funding solution to purchase equipment, vehicles, machinery, technology, and property.